Legal · Buyer Agreement v1.2026-05-15

Buyer Agreement

Effective: May 15, 2026

1. Service

FundingSourced (“we,” “us”) operates a marketplace that delivers business-submitted funding leads to commercial buyers (“you”) under either an exclusive or shared exclusivity tier. The exclusivity tier and buyer-id-tagged delivery signature are the controlling record for every transaction.

2. Exclusivity

Exclusive leads are sold to one buyer only. The cryptographic receipt generated at the time of delivery is dispositive: if our audit endpoint shows a second delivery of the same lead, you are entitled to a full refund plus a free replacement lead. Shared leads are sold to up to three matching buyers, as disclosed at the time of purchase.

3. Resale Prohibition

You may not resell, retransmit, or syndicate any lead data obtained through FundingSourced. CSV downloads include per-row HMAC watermarks that uniquely identify your account. If watermarked data is detected in an unauthorized channel, this agreement is subject to immediate termination.

4. Refund Policy

You are entitled to a full refund plus a free replacement lead if an exclusive lead is verifiably delivered to another buyer. Refund eligibility is determined automatically via the HMAC ledger and requires no manual dispute. All refunds are credited to your FundingSourced account balance.

5. Payment Terms

Your account is pre-funded via Stripe. Per-lead charges are debited at the moment of delivery. Bulk purchases are charged at checkout. You may enable automatic top-up via a Stripe SetupIntent to ensure uninterrupted delivery.

6. Webhook Acceptance

Real-time leads are delivered to the webhook URL you configure in your dashboard. You are billed only when your webhook responds with HTTP 200 within 60 seconds. Failed delivery attempts are not billed.

7. Acceptable Use

By purchasing leads, you represent that you are a licensed commercial-finance broker, ISO, funder, or permitted affiliate. You must comply with the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, the FTC Act, and the Gramm-Leach-Bliley Act (GLBA). Leads may not be used for consumer-finance solicitation, payday lending, or unrelated marketing purposes.

8. Termination

Either party may terminate this agreement at any time. Upon termination, your remaining account balance will be refunded minus any pending charges. Violations of the resale prohibition (§3) or TCPA obligations result in immediate termination without refund.

9. Limitation of Liability

Our aggregate liability under this agreement is capped at the total amount you spent on the platform during the trailing 90-day period. FundingSourced makes no warranty regarding lead conversion rates.

10. Governing Law

This agreement is governed by the laws of the State of Florida. Any dispute arising under this agreement shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida.

Questions? leads@fundingsourced.com